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Why Its A Great Idea To Get Life Insurance Before You Have Kids
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28 Oct 2019 05:23 AM EST

Are you about to embark on the glorious adventure of parenthood? If so, it might be the right time to buy life insurance. Life insurance can do a lot to make life better for your family in the case of your untimely demise. It can replace income, help pay off debt, or provide a savings cushion for your dependents if you die prematurely. If your spouse is a stay-at-home parent, get coverage equal to a year, two years, or more of the working partner's income. That way, the stay-at-home parent won't have to rush back to work too soon if the breadwinner dies. If you have more kids or one parent decides to stay at home indefinitely, you can always increase the death benefit later. And according to Business Insider, getting life insurance before you have kids can help you secure a lower rate!

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